Ebola Virus Outbreak 2014

Ebola Virus Outbreak 2014: Ebola Hurting Coffin Business in Liberia

Ebola is at its most contagious after the patient with the disease dies, which in turn is taking a toll on Liberia's coffin business.

Esau Thalley, a 34-year-old manager of the biggest coffin business in Liberia, can't remember the last time he saw a customer. He told BuzzFeed that he typically sells 10-12 coffins a week during this time of year.
"In rainy season plenty people used to die in Liberia," Thalley told BuzzFeed. "Malaria. Diarrhea. Cold - just cold. Now, anybody die in the house, they say it's Ebola patient, even he been sick for four, five months. There are no more funerals."

Across the street, the city's most high class funeral home hasn't had a funeral in almost three weeks. There were 1,229 deaths in the area to date, according to The Associated Press.

Despite their cultural practices and religious beliefs, iberians are no longer buying coffins or having funerals because they are warned not to touch the dead body of someone who fell victim to Ebola by The World Health Organization, reports The Washington Post.

In Muslim tradition, loved ones are supposed to wash the dead body before a burial, according to WFAE reports.

It's dangerous for someone to touch the dead body of someone who died from Ebola because the disease forces the body to emit infectious fluids including vomit, diarrhea and blood, reports The Washington Post.

This was how the hospital's lead doctor, Dr. Samuel Brisbane, died.

Most people who die from Ebola are not buried and are left where they took their last breath. Some who die in a treatment center are sent to a burial ground outside of the community, dedicated to Ebola victims, to decrease the chances of the virus spreading, as The Washington Post reports.

Ebola Fears in U.S.

Ebola Fears in U.S. Boost Sales of Emergency Supplies

 A hazmat team arrives to clean a unit at the Ivy Apartments, where the confirmed Ebola virus patient was staying in Dallas on Oct. 3, 2014. Photographer: Joe Raedle/Getty Images

In the past two years, David Scott’s online emergency-supply business had sold only one or two “Extended Infection Protection” kits. This week, he sold out.

Scott said he’s shipped about 50 of the $149.95 packages in the last two weeks, with sales spiking in the three days since officials said a patient in Dallas had been diagnosed with Ebola. While he’s since found new supplies of the kits, which include respirators, eye protection, gloves and biohazard bags, Scott said any spread of the disease could again send him scrambling to locate more inventory.

“People don’t tend to think about these things until they’re in the headlines, then they panic-buy,” said Scott, who founded Chicago-based LifeSecure in 2005. “If you wait until a pandemic happens, the supply dries up very quickly.”

His business isn’t the only one that’s booming in the wake of the U.S. arrival of the deadly infectious disease ravaging West Africa. Since the first case diagnosed outside of Africa was announced earlier this week, fears of a wider outbreak have been boosting sales of disaster-preparedness supplies from rubber gloves to surgical masks and plastic suits.

Almost 7,500 people in West Africa have been infected with Ebola, which is spread through contact with blood or other bodily fluids, and almost half have died. Health officials said yesterday that about 50 people in Dallas are being monitored for symptoms of the disease after either coming into contact with patient Thomas Eric Duncan or possibly being exposed to the infection some other way. Duncan traveled to the U.S. from Liberia on Sept. 20 and was hospitalized eight days later.

Sales of $124.89 disposable DuPont Co. (DD:US) Tyvek suits surged 233 percent in the 24 hours through 2:19 p.m. New York time on Amazon.com Inc.’s (AMZN:US) site.

Tripled Production

DuPont, which is based in Wilmington, Delaware, said in an e-mailed statement that it has tripled production of some items used for Ebola protection and has “worked hard to shift products geographically and made a available a broader range of styles suitable for various treatment levels.”

A message on DuPont’s website, which cites the Centers for Disease Control and Prevention, recommends gloves, eye protection, face masks and fluid-resistant gowns to protect against Ebola infection.

Sales of 3M Co.’s (MMM:US) particulate respirators, starting at $22, were up 4,004 percent, according to Amazon’s data. Soap.com, a site owned by Amazon, said hand sanitizer sales jumped 20 percent this week.

Handbook Sales

Materials teaching how to deal with a potential Ebola outbreak also have gained in popularity. Sales of “Ebola Survival Handbook: A Collection of Tips, Strategies, and Supply Lists from Some of the World’s Best Preparedness Professionals,” which was published Sept. 22, rose 49 percent in the past 24 hours. Buyers of the book frequently also purchase Tyvek suits and respirators, according to Amazon, which encourages customers to buy all three together.

Thomas Frieden, director of the CDC, said this week there was “no doubt” that Ebola will be contained in the U.S.

Duncan was first seen by doctors on Sept. 25. He was sent home from the emergency room despite telling a nurse he had recently been in Africa, and hospital officials have blamed a flaw in the electronic medical records system for Duncan’s release.

Sales Pickup

Sales of pandemic-protection supplies started to pick up as Ebola spread through West Africa in the last two weeks, LifeSecure’s Scott said. Once it was confirmed that Ebola was in the U.S., LifeSecure saw a “several hundred percent” increase in sales, he said.

Scott said he’s sold kits to oil producers, banks and other corporations and contractors with workers headed to the West Africa. Purchases have come from all over the country, without a disproportionate spike in the Dallas area, Scott said.

The last time LifeSecure saw so much demand for emergency-response supplies was in 2011, when avian influenza, or bird flu, generated headlines. Scott ran out of supplies then and had a hard time restocking. So far, the fear of Ebola hasn’t been as severe, he said.

“We’re not at that fevered pitch yet,” he said. “If this hits in a bigger way, we’ll be out of supply within a few days.”

Management

                Wealth Management

 

 

Wealth management – what exactly does that phrase mean? How does it differ from financial planning and investing? While it may sound like just another buzzword, wealth management actually is an approach used by financial advisors to manage the wealth of their top tier clients who have more money than the average investor. There is no hard and fast rule as to the amount of financial assets a person must have to be included in the wealth management category, but when a person accumulates over $1 million in assets, he and his financial advisor should consider shifting their focus from typical financial planning to the idea of wealth management.

What Wealth Management Is and Is Not

So what exactly is wealth management? Wealth management involves the planning, investing, and managing of the assets of those of you with over $1 million to your name, excluding the cost of your house. When you reach $1 million in assets that is the time to start shifting your financial thinking from plain old banking to wealth management.

What makes wealth management different from regular financial planning? Wealth management involves private banking, estate planning, asset management, legal resources, and investment management all provided by the same investment firm. For much of the 20th century, providing all of these services together by one firm was outlawed by the Glass-Steagall Act, so all clients had to use an investment firm for investing in assets like stocks and bonds but use a separate commercial bank for checking services and an insurance company for insurance services. Now, investment firms can provide all of these services to their clients.

Wealth management is not necessarily the best approach for each investor. Again, if you have less than $1 million, your financial planning needs can probably still be best served by using separate banks, insurance companies, and an investment firm for long term financial goals. However, for those in the top tier of wealth, having one firm provide all three services in one place gives you both convenience and an edge in managing your wealth.

How Wealth Management Became an Investment Strategy

Wealth management as a strategy was not an option until the Glass-Steagall Act was abolished. For much of the 20th century, the Glass-Steagall Act prohibited an investment firm from providing investment, insurance, and banking services at the same time. The Glass-Steagall Act was a holdover from the Great Depression of the 1930′s that was passed in response to the stock market crash of 1929. It established the FDIC and prohibited the mingling of commercial banking and investment banking. Provisions in the Glass-Steagall Act were slowly whittled away as the 20th century progressed until it was finally repealed entirely in 1999, allowing investment firms to start providing insurance services typically provided through an insurance company and banking services that clients previously had to use commercial banks for. As a result, investment firms that had previously provided services such as buying and selling stocks could now offer services previously permitted to commercial banks, such as checking accounts. The result was the ability to focus on wealth management of top tier clients and provide these clients with all their financial and banking services through one firm.
Why Worry About Wealth Management?

How hard can it be to plan for the future? Just deposit your checks into your bank account, and occasionally move any excess money into a savings account, or maybe purchase a Certificate of Deposit that pays a good interest rate. Then, in twenty or thirty years, you’ll have enough, plus your social security, to retire and live comfortably for the rest of my life. Sorry, but it’s not quite that simple.

Each person’s situation is different and there is no absolute right or wrong time to begin using the services of a financial advisor. However, if the above description typifies your outlook on your financial future, you may be in for a rude awakening when you are ready to retire. Meeting with a financial advisor can give you access to his expertise, and you can explain your goals and together you and the advisor can make investment decisions that will help you achieve those goals. There are several reasons to consider engaging the services of a financial advisor.
Reasons to Use a Financial Advisor

Knowledge. Financial advisors have vast knowledge of the myriad of investment choices available, from IRA’s to Educational Savings Accounts to stocks and bonds. Unless you are prepared to do quite a bit of research on your own, a financial advisor will be able to recommend a course of action after discussing your finances and explaining these options to you. Relying on a financial advisor’s knowledge will allow you to make smart investment decisions more quickly than if you had to research all these investments on your own.

Taxes. Financial advisors also know the tax rules that affect investments and can help you avoid costly mistakes and make decisions that will reduce your tax liability now and in the future. For example, did you know there is phase out of the amount of money you can contribute to Roth and Traditional IRA’s when you reach a certain income level? Your financial advisor will understand these rules and help you adjust your investments accordingly. Tax rules and laws can be very complicated, as we all know, so paying a financial advisor for his expertise in this area is well worth the saved time and effort on your part.

Objectivity. Financial advisors can also provide an objective opinion on your situation. They are mostly free of personal involvement in the details of your personal situation, so they can give financial advice from a neutral perspective and show you options that you may not have been able to see for yourself.

Peace of mind. A financial advisor can take the worry and fear out of investing. Financial advisors deal with these issues every day, so you can have peace of mind knowing that you made good investment decisions after discussing your situation with your advisor and relying on his input and recommendations, rather than trying to go it alone.

Wealth management and financial planning are significant aspects of your finances that are most likely best handled with the guidance of a financial advisor. To make your money work for you and to meet the goals you have made for yourself, you and your financial advisor can determine a wealth management strategy that best suits your personal situation.

Ways to Make Money Online

My Top 10 List of Ways to Make Money Online

There are tons of different ways you can make money online and you don’t need to be an internet marketing guru to earn some bucks on the internet.  Today I’m going to give you a list of the Top 10 ways you can make money online.  Some of these ways you will need a more fundamental understanding of the internet and/or internet marketing, but if you are able to navigate the internet then there is no reason you can’t generate some cash in your pocket if you want to.  Let’s get to it:

#1 Fiverr.com
ANYBODY can make money online over at Fiverr.com.  If you’ve been living under a rock Fiverr is a site that let’s you list something (physical product, service, anything really) that you will offer to someone for the price of $5.  What are some things you can sell on Fiverr?  A lot of people sell SEO services (you need internet marketing knowledge for this), video reviews (you just need a webcam), sock puppets (you need the mad skills of making sock puppets), they’ll friend you and pretend to be your girlfriend on Facebook for a few days (if you have a Facebook account and you’re hot you can do this), ebooks, singing happy birthday, or any number of things.  Head over there and see what people are offering and I will GUARANTEE there is stuff you can be offering.  This is ideal for someone who can either offer a product or service and mass produce it and sell a ton, or someone who needs some extra cash and is willing to offer whatever people need.

#2  Craigslist.com
Craigslist is a goldmine for a variety of people and reasons.  You can run internet marketing concepts on Craigslist.  I won’t get into all that but there’s a lot of CPA offers where you can find people on Craiglist you can market them to.  Not interested in CPA offers or internet marketing, no worries, head to some local tag sales or estate auctions.  Buy stuff in bulk on the cheap.  Go to Craigslist and post it all.  There’s no posting fees, there’s no selling fee (unlike selling through Ebay) and you always deal in cash with people on Craigslist.  You should have a goal that for every $25 worth of goods you buy at a tag sale you should be able to sell them for AT LEAST $50 on Craigslist.  Hit up a few tag sales every weekend, post them on Craigslist and sell’em and you can be making a spare couple hundred bucks a week.

#3 Amazon.com
There’s a lot of affiliate programs out there but Amazon.com is the biggest and Amazon is such a well known site and has a huge reach that you’ll get a lot of people who click on your Amazon affiliate link and they just happen to buy a different product and you’ll get credit for it.  I’ve posted a few articles on how to win at promoting the Amazon affiliates program so if you want to check’em out there’s a lot of helpful tips on how I pull in some major cash through this program.  The best thing about this is that you can get it up and running for under $30 (domain name + monthly hosting).

#4  Start Your Own Blog
The blogs that I see that succeed the most are the ones where the blog owner is really passionate about the subject of his blog.  It does not matter if your passion is food, technology, sports, pets, whatever.  If you let your passion shine through and you produce unique, insightful, informative content on your blog you will eventually gain readers.  And once you start gaining readers you’ll be able to start making money through a variety of ways (ads, products, services, revenue share, etc…).  If you are not passionate about a topic and you try to create a blog on that topic it is going to be a much harder journey, not impossible, but significantly harder.

#5 Create and Sell a Service
You can create a service and market yourself and your service online in order to gain customers.  You don’t need to offer an online based service (though you could).  If you are a babysitter, a dog walker, a guitar lesson coach, a tutor, these are all services that you can market online and get customers.  I would think that everyone should (hopefully) have something that they excel at and can offer as a service.  If I wanted to offer a service online I could offer either 1 on 1 coaching or an online class on making money online.  If I wanted to do an offline service I’d offer to watch people’s pets when they go on vacation (they bring them to my house).  I know I could do either of these services and I’d make money at them so I’m sure there is at least one if not more things you can offer to people as a service.

#6 Become a Middleman
Some people don’t have anything to sell but they are great talkers.  They are personable, can small talk someone, and know (or can learn) the art of negotiation.   If you are one of these types of people you can become a middleman/broker.  There’s lots of people who have things that they want to sell but their problem is finding the right buyer.  This is where you come in.  You find that buyer for them and you get a 10% or 15% commission based on the sales price.  There’s domain name brokers.  You don’t need to own a great domain name in order to profit from great domain names, you just need to be able to identify the sellers, find them and let your talking convince them that you can find a buyer for their domains.  Then you need to be able to find buyers and convince them that the domain name for sale will help them and the price is right.  If you can sell a $100k domain name you just pocketed $10k or $15K depending on what percentage you worked out.  And being a middleman doesn’t have to be just in the domain name game.  Find people in real life who have something to sell and once you get them to sign an agreement go online and look for a buyer.  Bigger ticket items are best because you want to get a decent amount of commission out of every sale.  Cars, antiques, jewelery, collectables are all big ticket items.

#7  Become an Affiliate
There’s a lot of people online who have a product or service that they are selling and they are always looking for people to sell it for them in exchange for a cut of the sale.  You can find a bunch of these product/service owners on Clickbank.  Find a product that you believe people will have an interest in buying… something where the demand is there, the price of the product is reasonable, the sales page is enticing, and off you go.  There’s TONS of ways to promote affiliate products.  What is great about this is if you find a way to generate a lot of sales you can get a very nice run and make hundreds or thousands of dollars in a single day.  It doesn’t happen for everyone, but I’ve personally had days where I’ve made five figures in affiliate commission.

#8 Do Something Better
Sometimes the best way to make money is to find something that you are not happy with and doing it better.  That is how Netflix got started.  Reed Hastings was not happy about a late fee that Blockbuster charged him and fast foward to today and Netflix.  A lot of big things have started from a single small dissatisfaction.  If you are unhappy with something than chances are there may be many people unhappy with that same thing.  Find something that is lacking and find a way to fix it and offer that new solution to people.  Another product is that towel with the velcro on it that women use to wrap their hair in when they get out of the shower.  Think about it, a towel with some velcro, and that was a million dollar idea.

#9 Domain Name Flipping
I’ve talked about domain name flipping before and I’m still telling you that this is a great way to make money and maximize your time to profit ratio.   You can get into the domain name game with $100 and be on your way.  Make sure you read as much as you humanly can before you start so you can avoid some of the pitfalls that most people make when they just jump right in.  If you get good at this you’ll find that you can make a full time living working 10-15 hours per week.  It’s just a matter of learning the ropes and working hard and smart to succeed.  Domain name flipping can require you to be patient, both by having to learn the ropes initially, and then having to wait for the right buyer of your domain names.  But when everything comes together this is something that won’t take much of your time and you can do it from anywhere at any time of the day.  If you want to read an article about a success story in the domain name industry here you go.  Now you can’t just jump right in and do what he did because that was then and this is now, but you can see the potential (albeit on a smaller scale today).

#10 Creating Your Own Product & Getting Affiliates to Promote it For You
This is #1 for a reason because you can ring the register and make in upwards of 7 figures a year but this also has the biggest learning curve, takes a ton of hard work, requires you to be smart every step along the way, get a little lucky if need be, and have the ability to work on something for a few months while making no money during the time (until you launch the product).  When you create your own product and get affiliates to promote it for you, you are expanding your reach across the web.  You will touch places of the internet that you couldn’t touch yourself and you’ll get sales from a huge variety of places.  Affiliates can be quite clever and if you have a stellar product that they believe in and want to promote some of them will go the extra mile to promote it across the entire internet.  People will make Youtube videos to promote your product, they’ll do article marketing, they’ll start a review site, they’ll comment on blogs, I mean the amount of things that they will do is limitless.  But you first have to come up with that killer idea, than see it through and create the killer product, while also creating a killer sales page, and then you have to reach out and get affiliates to market it.  This is not for the weak of heart but if you do it right the rewards are quite handsome.

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Why Do People Start their own Business

Why Do People Start their own Business

There are many reasons why people want to start their own business(es). The most obviously reason is about making money, which is translated into making a better life for himself/herself and also the family. However, studies have shown that some people start their own businesses for other reasons as well.

Some do it for the time that they will have to share with those closest to them. If one is an employee, his time is controlled and dictated by this job. There are times when his child is sick, or he needs to send his wife for a medical checkup. Unless he takes a day off, and provided that his boss approves his day off, he is stuck. However, having one’s own business, he is also the boss. So, who is the boss to say he cannot take 2 hours off to run a family errand.

People like to be recognized for their achievements. But by who’s standard? In an organization (it is even worse when the organization is big), many employees’ achievements are overlooked and made to look like as if they are something employees were paid to do anywhere. However, when  a mistake is done, the repercussions are big. Have you heard the saying that “Being an employee is a thankless job. When you do right, your boss does not see. When you do wrong, the entire organization talks about it”.

With businesses, there are opportunities to grow, to broaden the mind, to meet more people. Do you know why so many people meet and marry their spouses from the organization? That is because they never get to meet anybody else outside the organization. At times, these may not be the best match, but there is very limited choice. Employees’ circles of friends seemed to be limited people at work and maybe people from church. After a while, the circles may even shrink. Why? Well, people move on, especially those who have started owning their own business.

Now, I do believe that it is a basic human desire to be able to help others, whether financially or otherwise. That is why those in need of financial assistance will always make a plea via the  public media as the donations just keeps pouring in. Have you ever felt frustrated that you are not able to chip in more because your own finances are not much better, perhaps. That is why many people have started their business based on this purpose and desire to help others.

There are perhaps a lot of other reasons why people want to start their own businesses. Wanting to start is a common desire but knowing how to do it is a whole new ball game. Then comes the obstacles of starting a business so of which are:-

1. No Time
2. No Money
3. No Network
4. No Product
5. And the list goes on.

Yeah, there are many businesses out there where it does take a lot of time to start, heavy financial investments, no special unique products which are not already sold in the market and nobody to sell it to. Would you be interested if there was a business out there where you choose the amount of time you want to put into the business, very little money down, excellent products and a mentor who will guide you to building the network that you want and need for your business?

If you are, then this is just the business for you. This is the perfect business to start you on your dream of owning your own business.

 

US economy

US economy growing faster than previously thought

The US economy’s bounce-back last quarter from a dismal winter was even faster than previously thought, a sign that growth will likely remain solid for rest of the year.

The economy as measured by gross domestic product grew at a 4.6 per cent annual rate in the April-June quarter, the Commerce Department said today. It was the fastest pace in more than two years and higher than the government’s previous estimate of 4.2 per cent.

The upward revision reflected stronger-than-expected business investment and exports last quarter.

The healthy second-quarter growth marked a sharp rebound from the January-March quarter, when the economy shrank at a 2.1 per cent rate in the midst of a brutal winter that idled factories and kept consumers at home.

As the third quarter nears an end, economists envision a strengthening economy through the end of 2014 and into 2015. Many think the economy is growing in the current July-September quarter at a rate of around 3 per cent.

Sal Guatieri, senior economist at BMO Capital Markets, is slightly more optimistic than most. He said a brighter outlook for business investment spending and other good economic reports had led him to revise his GDP forecast to 3.2 per cent growth for the July-September period, up from 2.8 per cent earlier.

“The American economy is firing on virtually all cylinders and cruising at a decidedly stronger rate than in recent years,” Mr Guatieri said.

Today’s report on GDP — the economy’s total output of goods and services — was the government’s third and final estimate for the second quarter.

The final upward revision was driven by new-found strength in business investment, which grew at an annual rate of 9.7 per cent last quarter thanks to higher spending on structures and equipment.

The data showed that exports grew at an 11.1 per cent rate in the second quarter, stronger than 10.1 per cent in its earlier estimate.

Consumer spending, which accounts for more than two-thirds of economic activity, grew at a 2.5 per cent annual rate. That figure was unchanged from the previous estimate. But it represents twice the 1.2 per cent growth in consumer spending in the first quarter.

The surge of activity this spring was in part a turnaround from the harsh winter, which disrupted factory production and kept consumers away from stores.

Because of the rough start to the year, growth for 2014 overall is expected to be a temperate 2.1 per cent, little changed from last year’s 2.2 percent increase.

Analysts have sketched a much brighter outlook for 2015. They say that the economy is entering a period of above-trend growth as unemployment falls. More job growth should translate into stronger consumer spending.

Economists at JPMorgan Chase predict growth of 3 per cent next year. That would be a significant improvement on the economy’s average annual growth of around 2 per cent since the end of the recession in June 2009.

The US economy’s bounce-back last quarter from a dismal winter was even faster than previously thought, a sign that growth will likely remain solid for rest of the year.

The economy as measured by gross domestic product grew at a 4.6 per cent annual rate in the April-June quarter, the Commerce Department said today. It was the fastest pace in more than two years and higher than the government’s previous estimate of 4.2 per cent.

The upward revision reflected stronger-than-expected business investment and exports last quarter.

The healthy second-quarter growth marked a sharp rebound from the January-March quarter, when the economy shrank at a 2.1 per cent rate in the midst of a brutal winter that idled factories and kept consumers at home.

As the third quarter nears an end, economists envision a strengthening economy through the end of 2014 and into 2015. Many think the economy is growing in the current July-September quarter at a rate of around 3 per cent.

Sal Guatieri, senior economist at BMO Capital Markets, is slightly more optimistic than most. He said a brighter outlook for business investment spending and other good economic reports had led him to revise his GDP forecast to 3.2 per cent growth for the July-September period, up from 2.8 per cent earlier.

“The American economy is firing on virtually all cylinders and cruising at a decidedly stronger rate than in recent years,” Mr Guatieri said.

Today’s report on GDP — the economy’s total output of goods and services — was the government’s third and final estimate for the second quarter.

The final upward revision was driven by new-found strength in business investment, which grew at an annual rate of 9.7 per cent last quarter thanks to higher spending on structures and equipment.

The data showed that exports grew at an 11.1 per cent rate in the second quarter, stronger than 10.1 per cent in its earlier estimate.

Consumer spending, which accounts for more than two-thirds of economic activity, grew at a 2.5 per cent annual rate. That figure was unchanged from the previous estimate. But it represents twice the 1.2 per cent growth in consumer spending in the first quarter.

The surge of activity this spring was in part a turnaround from the harsh winter, which disrupted factory production and kept consumers away from stores.

Because of the rough start to the year, growth for 2014 overall is expected to be a temperate 2.1 per cent, little changed from last year’s 2.2 percent increase.

Analysts have sketched a much brighter outlook for 2015. They say that the economy is entering a period of above-trend growth as unemployment falls. More job growth should translate into stronger consumer spending.

Economists at JPMorgan Chase predict growth of 3 per cent next year. That would be a significant improvement on the economy’s average annual growth of around 2 per cent since the end of the recession in June 2009.

The US economy’s bounce-back last quarter from a dismal winter was even faster than previously thought, a sign that growth will likely remain solid for rest of the year.

The economy as measured by gross domestic product grew at a 4.6 per cent annual rate in the April-June quarter, the Commerce Department said today. It was the fastest pace in more than two years and higher than the government’s previous estimate of 4.2 per cent.

The upward revision reflected stronger-than-expected business investment and exports last quarter.

The healthy second-quarter growth marked a sharp rebound from the January-March quarter, when the economy shrank at a 2.1 per cent rate in the midst of a brutal winter that idled factories and kept consumers at home.

As the third quarter nears an end, economists envision a strengthening economy through the end of 2014 and into 2015. Many think the economy is growing in the current July-September quarter at a rate of around 3 per cent.

Sal Guatieri, senior economist at BMO Capital Markets, is slightly more optimistic than most. He said a brighter outlook for business investment spending and other good economic reports had led him to revise his GDP forecast to 3.2 per cent growth for the July-September period, up from 2.8 per cent earlier.

“The American economy is firing on virtually all cylinders and cruising at a decidedly stronger rate than in recent years,” Mr Guatieri said.

Today’s report on GDP — the economy’s total output of goods and services — was the government’s third and final estimate for the second quarter.

The final upward revision was driven by new-found strength in business investment, which grew at an annual rate of 9.7 per cent last quarter thanks to higher spending on structures and equipment.

The data showed that exports grew at an 11.1 per cent rate in the second quarter, stronger than 10.1 per cent in its earlier estimate.

Consumer spending, which accounts for more than two-thirds of economic activity, grew at a 2.5 per cent annual rate. That figure was unchanged from the previous estimate. But it represents twice the 1.2 per cent growth in consumer spending in the first quarter.

The surge of activity this spring was in part a turnaround from the harsh winter, which disrupted factory production and kept consumers away from stores.

Because of the rough start to the year, growth for 2014 overall is expected to be a temperate 2.1 per cent, little changed from last year’s 2.2 percent increase.

Analysts have sketched a much brighter outlook for 2015. They say that the economy is entering a period of above-trend growth as unemployment falls. More job growth should translate into stronger consumer spending.

Economists at JPMorgan Chase predict growth of 3 per cent next year. That would be a significant improvement on the economy’s average annual growth of around 2 per cent since the end of the recession in June 2009.

Best 8 Reasons That Decrease AdSense Revenue

Best 8 Reasons That Decrease AdSense Revenue 100%

Maximum AdSense publishers and bloggers frequently ask me why their AdSense earnings are decreasing daily, why they are getting low CPC value, why they are not making decent money with AdSense. I always smile when these kinds of queries I get as why people don’t understand Google AdSense program policies before getting start with AdSense.

In one of my previous articles I have shared how to increase AdSense earnings and it will help them to boost revenue from their blog. Today I am going to disclose some key factors that decrease AdSense income because it’s not possible for me to response everyone the same answer every time. I hope this article help them and won’t decreases their earnings.

1. More ads displayed

Maximum bloggers have believed that displaying more ads help them to generate good CPC (Cost per click) value and lead them to earn more. But this believed is totally wrong and in fact placing more ad units on a web page decreases AdSense revenue.

The reason of this is Google loves those pages which provide more and more information to the user. AdSense bots are very smart and if they find that you are displaying more Ads than providing information to user, they lower down CPC values. Providing maximum relevant information and content can boost your cost per click revenue and it will help you to boost rankings in SERPs as well.

So my suggestion is don’t display too much ads on a web page, I will recommend you to display 3 Ads on single web page and max to max you can show 4 Google Advertisements.

2. Website layout

You will be amazed to know that your adsense income decrement is increasing day by day just because of website design. Your blog’s design layout just sucks which leads you not to make good money from AdSense. Everyone likes to have a wonderful blog design and layout with lots of colour combinations and effects. But this leads to decrease revenue.

When you use a plain layout, especially with white back ground you will be able to find better cpc price in AdSense a/c. Try to use minimum plugins and java scripts in your website, it will reduce page load time that will help to boost income.

3. You don’t use text and images ads

This is one of the common reasons that your adsense revenue is decreasing. Many bloggers like to display images ads because they have strong belief that showing image rich ads will attract end users and they will click on it whereas some bloggers think that displaying only text Ads can lead them to get more clicks on ads. No doubt you may get good number of clicks but what about CPC cost? It will be low always.

The fact that Google likes both text and image rich formats and it recommends publishers to use both text and image rich advertisements on their websites. I also use image and text ads on my blogs which is the reason that I get good CPC values.

So friends display image/text ad formats on your blog and I am confident that it will not decrease your AdSense earnings, trust me…

4. Smart pricing Issue

Smart pricing issue is very common and it is one of the major reasons that your AdSense earnings get lower down day by day. Maximum publishers aren’t aware about this issue but from today they will be able to remove this issue and increase their earnings from Google’s advertisement program.

As bloggers create new blogs and publish 10-15 articles they start to monetise that blog, even some smart bloggers start to display ads on fresh blog having only 4,5 posts. This money earning greed decreases AdSense income. Not only from new blog but also it leads Google bots to reduce cost per click value on old website as well.

Google loves content rich web pages to display advertisements and give high CPC because advertisers invest big money for good keywords and Google displays good quality articles in SERPs, so it doesn’t like when you start to display ads on low quality content web pages.

I will recommend you not to display ads on a fresh blog until it is having at least 40 quality posts. When you follow this, your adsense revenue will not be decreased.

5. Don’t write catchy titles

All professional bloggers and online marketers even I also suggest people to write catchy articles for blog posts. An article’s catchy title always hooks end user to click on that article whether it is displayed in search results or shared on social networking sites. But do you know that writing attractive title can lead to decrease Google ads revenue?

Well if you don’t know then you must be lacking to enhance your adsense earnings. The reason behind this methodology that when you write catchy title you couldn’t place keyword in title in a proper manner for which the advertiser pays big amount to Google. When a user lands on your page, bots check from which keyword they are landing on your web-page according that keyword CPC value is decided.

So if you want not to decrease your adsense income try to use high cpc value keywords in your titles and try to make it catchy title with the use of proper keyword.

6. Low paying niche

Your website’s niche can be one of the reasons that you are experiencing low AdSense earnings. Blog’s category matters a lot in the increment and decrement of Advertisements income. When you are working on a niche like Blogging, SEO you will not see much high CPC values. It’s reason is simple that bloggers and online marketers will be the audience on your blog and they will not click on ads as they are aware of about advertisements.

So if you want to make money with AdSense program, one must go with website niches like Automobiles, Luxury, home décor etc. Advertisers give handsome money to Google to advertise their business hence Google also pays good revenue for this category sites.

7. Ads placement and size

The placement of ads and advertisement’s size matters a lot in AdSense earnings. Placing ads below fold decreases cpc value but it is not a thumb rule that always placing ads below fold give low income from ads. Majority of bloggers and publishers have shared their experience about it that placing ads above the fold give good revenue from Google ads.

The size of ads also the key point. Google Also recommends 4 ads formats to use on your blog if you want to maximize revenue. If you use any ad unit except 728*90, 336*280, 300*250, 160*600 the earnings will be lower.

So one should display recommended ads on blog and place them properly.

8. Smart placement of first ad unit

Placing ads above always give good CPC cost, but do you know that placing it properly can enhance your AdSense earnings more. All you need is to just do experimenting. One should use recommended ad units at different locations of web page and monitor CPC and CTR in your AdSense account.

For best CPC value, use that ad unit and increase your ads revenue.

Final words:

Choose perfect niche for your blog and use recommended ads format to get most of out from Google’s AdSense program. These are the top reasons that can reduce your AdSense earnings. I hope you will keep in mind these things and increase your ads revenue.